阅读理解。
Todaymoreandmorepeopleareusingcreditcards(信用卡)insteadofmoneytobuythethingstheyneed.
Almostanyonewhohasasteadyincome(收入)andcontinuousworkrecordcanapplyforacreditcard.
Ifyouhaveacreditcardyoubuyacareatadinnertakeatripandevengetahaircutbychangingthecost
toyouraccount(帐户).Youcanpayforpurchasesamonthortwolaterwithoutanyextracharge.Oryoumay
choosetospreadoutyourpaymentsoverseveralmonthsandpayonlypartofthetotalamounteachmonth.If
youdothisthecreditcardcompanyofthebankwhosponsorsthecreditcardwilladdasmallservicecharge
toyourbill.Thisisveryconvenientforcustomers.Withthecreditcardinyourwalletorpurseyoudon'thave
tocarrymuchcash(现金).Thissavesyourtripstothebanktocashchecks.Alsoifyoucarrycreditcards
insteadofalotofcashyoudon'thavetobeconcernedaboutlosingyourmoneythroughcarelessnessortheft.
Creditcardsarebigbusiness.Americansspend$16billionayearoncards.Creditcardcompaniesmakea
profitfromthefeestheychargethestoreandalsofromthefeescollectedfromcustomerswhopayfortheir
chargesinmonthlyinstallments(注册).Howevercreditcardcompaniessometimeshaveproblemscollecting
overduepaymentsfromunreliablecustomersiftheychargemorethantheycanpayfor.
Yetinmanywaysthebigloserinthecreditcardsystemisnotthecreditcardcompanythestoreorthe
carduserbutratherthegeneralcustomer.Thestoremakesupforthefeesitpaystothecreditcardcompany
byincreasingpricesforgoodsandservices.Storesmayhavemoresalesiftheyacceptcardsbuttheadded
costtothestorewhencreditcardsareacceptedinsteadofcashisactuallypassedontoallconsumersinhigher
prices.Inthiswaythecashcustomersuffersfortheconveniencethecreditcardcustomerenjoys.
1.Accordingtothepassagenearlyeveryonecanapplyfor(申请)creditcardsifheorshecanprovetobe____.
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A.adependableandhonestperson
B.apersonwithanincomeandworkexperience
C.apersonwithworkexperiencebutnoregularincome
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