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阅读理解。Todaymoreandmorepeopleareusingcreditcards(信用卡)insteadofmoneytobuythethingstheyneed.Almostanyonewhohasasteadyincome(收入)andcontinuousworkrecordcanapplyforacreditcard.Ifyo
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更新时间:2024-03-29 18:49:07
问题描述:

阅读理解。

Todaymoreandmorepeopleareusingcreditcards(信用卡)insteadofmoneytobuythethingstheyneed.

Almostanyonewhohasasteadyincome(收入)andcontinuousworkrecordcanapplyforacreditcard.

Ifyouhaveacreditcardyoubuyacareatadinnertakeatripandevengetahaircutbychangingthecost

toyouraccount(帐户).Youcanpayforpurchasesamonthortwolaterwithoutanyextracharge.Oryoumay

choosetospreadoutyourpaymentsoverseveralmonthsandpayonlypartofthetotalamounteachmonth.If

youdothisthecreditcardcompanyofthebankwhosponsorsthecreditcardwilladdasmallservicecharge

toyourbill.Thisisveryconvenientforcustomers.Withthecreditcardinyourwalletorpurseyoudon'thave

tocarrymuchcash(现金).Thissavesyourtripstothebanktocashchecks.Alsoifyoucarrycreditcards

insteadofalotofcashyoudon'thavetobeconcernedaboutlosingyourmoneythroughcarelessnessortheft.

Creditcardsarebigbusiness.Americansspend$16billionayearoncards.Creditcardcompaniesmakea

profitfromthefeestheychargethestoreandalsofromthefeescollectedfromcustomerswhopayfortheir

chargesinmonthlyinstallments(注册).Howevercreditcardcompaniessometimeshaveproblemscollecting

overduepaymentsfromunreliablecustomersiftheychargemorethantheycanpayfor.

Yetinmanywaysthebigloserinthecreditcardsystemisnotthecreditcardcompanythestoreorthe

carduserbutratherthegeneralcustomer.Thestoremakesupforthefeesitpaystothecreditcardcompany

byincreasingpricesforgoodsandservices.Storesmayhavemoresalesiftheyacceptcardsbuttheadded

costtothestorewhencreditcardsareacceptedinsteadofcashisactuallypassedontoallconsumersinhigher

prices.Inthiswaythecashcustomersuffersfortheconveniencethecreditcardcustomerenjoys.

1.Accordingtothepassagenearlyeveryonecanapplyfor(申请)creditcardsifheorshecanprovetobe____.

[ ]

A.adependableandhonestperson

B.apersonwithanincomeandworkexperience

C.apersonwithworkexperiencebutnoregularincome

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